Essential Information

Housing Benefit is a government scheme to help you pay your rent, although some services may be included within your rent that cannot be met by Housing Benefit. This benefit is a means tested benefit; the amount you are entitled to is reduced as your income and capital increases.

In general housing benefit is paid to single adults and couples on low incomes or larger families on low to moderate incomes. If you have a high income it is unlikely you will be entitled to any help paying your rent.  If you are single and under 35 years of age, you will only be entitled to a shared room rate regardless of the property you are renting.

In most cases a working age claimant in receipt of Income Support, income based Jobseekers Allowance or Income Related Employment and Support Allowance will be entitled to ‘full’ Housing Benefit and 85% Council Tax Rebate.

Pension age claimants in receipt of Pension Credit Guarentee will be entitled to full Housing Benefit and 100% Council Tax rebate, providing a non dependant deduction is not being applied.

Unless you are in receipt of Pension Credit Guarantee Credit, you will not be entitled to Housing Benefit or Council Tax Rebate if you have savings over £16,000.  If you are of working age, £1 will be added to your weekly household income for every £250 that your capital exceeds £6,000. If you have reached the qualifying age for state pension, £1 will be added to your weekly household income but only for every £500 that your capital exceeds £10,000.

Payments of Housing Benefit are normally made every two weeks in arrears into the customer’s bank account (payments to Social Landlords are paid every four weeks in arrears).  Council Tax Rebate is paid by crediting the Council Tax account with the rebate entitlement for the year, a Council Tax bill is then issued showing any sum due.